Arcticles and News
Resources
Explore our comprehensive collection of articles, guides, and tools designed to support your journey with NXTMOVES.

Inside NXTMOVES: The People Powering Modern Payments
Chad Franckowiak’s path to payments wasn’t direct, but the skill set that drove his success was forged over two decades of trading in the financial market open-outcry pits of the Chicago Board of Trade. In that high-stakes environment, survival meant mastering real-time risk management and decision-making skills he brought directly to fintech.

Physical vs. Virtual Cards: It’s Not an Either-Or Decision
Most people still picture a physical card when they think about paying for something. While that image is still accurate, it is becoming less complete every year as virtual cards become increasingly popular.

What Actually Happens When You Tap Your Card (And Where It Breaks)
Tapping a card feels instant. The terminal beeps, a green light appears, and the transaction is done. What happens in that fraction of a second is anything but simple.

Inside NXTMOVES: The People Powering Modern Payments
Holly Caliri set out to solve problems, and payments turned out to be where some of the hardest ones lived. Her career spans decades at the intersection of technology and financial services from early banking conversions and one of the first network-branded Visa check cards, to thirteen years building one of the industry's leading healthcare payments platforms.

Inside NXTMOVES: The People Powering Modern Payments
Meet David Wallace, CFO at NXTMOVES. Learn how curiosity and strategic finance leadership are powering modern payments innovation.

Inside NXTMOVES: The People Powering Modern Payments
Great companies are built by great people. In our Inside NXTMOVES series, we’re highlighting the leaders behind the platform and the experiences that shape how they think, lead, and innovate.

Why Most Card Programs Fail (and the 5 Things the Best Ones Get Right)
Launching a card program unlocks opportunities including improved consumer loyalty, higher retention, greater spend, additional revenue, and market differentiation.

Before You Launch a Card Program, Read This
The choice to launch a card program is not one that should be taken lightly. It is a strategic decision for the betterment of your company.

From Back Office to Power Player: How Program Management Took Over Payments
Program management didn't arrive fully formed. It was built, piece by piece, and shaped by every new technology, regulatory shift, and market demand that the payments industry threw at it.

When One Partner Fails, Everything Breaks: Lessons from BaaS Fallout
While fintech and payments celebrate the rapid pace of innovation that has pushed both industries forward, few discuss what happens when things go wrong.

Program Management Isn’t Just Compliance Anymore — It’s Control
Most program management today is built around a technology-first model — one that gives clients the infrastructure to launch and then largely steps back.

The Most Important Role in Payments No One Talks About
Ask someone to name the most important players in payments, and you'll hear the same answers. People cite the card networks, issuing banks, and processors as key players.
Press Releases
NXTMOVES announces a groundbreaking partnership with leading tech firms to enhance digital payment solutions, aiming to revolutionize the way transactions are conducted globally.

LoanPro Partners with NXTMOVES
Partnership enables fintechs and businesses to launch and manage card programs with integrated credit servicing, real-time oversight, and compliant operations.

NXTMOVES and ekko join forces
NXTMOVES, a U.S.-based financial services innovator helping banks and businesses grow faster and more securely, has partnered with ekko, a UK-based fintech for good.

Bankers Helping Bankers Invests in NXTMOVES
The partnership reflects a shared commitment to reshaping how banks andbusinesses work through modern financial infrastructure.

NXTMOVES and Vecter Technologies Partner
Strategic referral partnership that delivers seamless, end-to-end payment infrastructure and expertise across the entire program lifecycle.
